Payment Methods

Overview of our policy:

● Our accepted payments policy gives buyers on Shoppypark convenient payment options. To help ensure a safe marketplace, as a buyer you can only use our approved payment methods.

● You also must state in your listing which specific payment methods you accept. Make sure your listing follows these guidelines. If it doesn't, it may be removed, and you may be subject to a range of other actions, including limits of your buying privileges and suspension of your account.

Approved payments:

● Credit card or debit card processed through the seller's Internet merchant account.

● Payment upon pickup.

Restricted Payments:

● Bank-to-bank transfers (also known as bank wire transfers and bank cash transfers).

● Checks.

● Money orders.

● Online payment services: Allpay.net, CertaPay, hyperwallet.com, Fiserv, Nochex.com, XOOM.

Not Allowed Payments:

● Sending cash through the mail.

● Sending cash or money orders through instant, point-to-point cash transfer services (that aren't banks) such as Western Union or MoneyGram.

● Mailing checks or money orders (except for items in categories specifically permitted).

● Paying through bank-to-bank transfers (except for items in categories specifically permitted).

● Paying by "topping off" a seller's prepaid credit or debit card.

● Paying using online or other payment methods not specifically permitted in this policy.

● Asking buyers to contact you for additional payment methods.

● Offering a payment method to some buyers and not to others.

● Discouraging buyers from using any payment method you specified in the listing.

● Asking buyers to pay using a method not mentioned in the listing.

● Paying with Virtual or Cryptocurrencies.

FAQ’s:

How do I pay for a Shoppypark purchase?

● Shoppypark offers you multiple payment methods. Whatever your online mode of payment, you can rest assured that Shoppypark’s trusted payment gateway partners use secure encryption technology to keep your transaction details confidential at all times.

● You may use Internet Banking; Cash on Delivery make your purchase. Shoppypark also accepts payments made using Visa, MasterCard, Maestro and American Express credit/debit cards in India and 21 other countries.

What is Cash on Delivery?

● If you are not comfortable making an online payment on Shoppypark, you can opt for the Cash on Delivery (C-O-D) payment method instead. With C-O-D you can pay in cash at the time of actual delivery of the product at your doorstep, without requiring you to make any advance payment online.

● The maximum order value for Cash on Delivery (C-O-D) payment is 50,000 Rupees. It is strictly a cash-only payment method. Foreign currency cannot be used to make a C-O-D payment. Only Indian Rupees accepted.

How do I pay using a credit/debit card?

We accept payments made by credit/debit cards issued by the following Banks mentioned below:

● Credit cards: We accept payments made using Visa, MasterCard and American Express credit cards. To pay using your credit card at checkout, you will need your card number, expiry date, three-digit CVV number (found on the backside of your card). After entering these details, you will be redirected to the bank's page for entering the online 3D secure password.

● Debit cards: We accept payments made using Visa, MasterCard and Maestro debit cards. To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank's secure page for entering your online password (issued by your bank) to complete the payment.

Is it safe to use my credit/debit card on Shoppypark?

● Your online transaction on Shoppypark is secure with the highest levels of transaction security currently available on the Internet. All credit card and debit card payments on Shoppypark are processed through secure and trusted payment gateways managed by leading banks.

● Shoppypark realizes the importance of a strong fraud detection and resolution capability. We and our online payments partners monitor transactions continuously for suspicious activity and flag potentially fraudulent transactions for manual verification by our team.

● In the rarest of rare cases, when our team is unable to rule out the possibility of fraud categorically, the transaction is kept on hold, and the customer is requested to provide identity documents. The ID documents help us ensure that the purchases were indeed made by a genuine card holder. We apologise for any inconvenience that may be caused to customers and request them to bear with us in the larger interest of ensuring a safe and secure environment for online transactions.

What steps does Shoppypark take to prevent card fraud?

How do I place Cash on Delivery (COD) order?

● All items that have the "Cash on Delivery Available" icon are valid for order by Cash on Delivery.

● Add the item(s) to your cart and proceed to checkout. When prompted to choose a payment option, select "Pay By Cash on Delivery". Once verified and confirmed, your order will be processed for shipment in the time specified, from the date of confirmation.

● You will be required to make a cash-only payment to our courier partner at the time of delivery of your order to complete the payment.

Terms & Conditions:

● The maximum order value for C-O-D 50,000 rupees

● Cash-only payment at the time of delivery.

Can I use my bank's Internet Banking feature to make a payment?

● Yes. Shoppypark offers you the convenience of using your bank's Internet Banking service to make a payment towards your order. With this you can directly transfer funds from your bank account, while conducting a highly secure transaction.

● We accept payment through Internet Banking for the following banks:

Bank Name	Bank Name	Bank Name	Bank Name
AXISbank net banking	Bank of Maharashtra	Bank of India	canara bank
Central Bank of India	Corporation Bank	Deutsche Bank	Development Credit Bank
Dhanlaxmi Bank	Federal Bank	HDFC Bank	IDBI Bank
ING Vysya Bank	Indian Bank	Indian Overseas Bank	IndusInd Bank
Jammu & Kashmir Bank	Karnataka Bank	Karur Vysya Bank	Kotak Mahindra Bank
Punjab National Bank	Punjab Retail Bank	Saraswat Bank	South Indian Bank
Union Bank of India United	Bank of India	Vijaya Bank	YES Bank

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